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Discussion topic: Issue with missed payment and credit file

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This message was authored by Sammm35 This message was authored by: Sammm35

Issue with missed payment and credit file

Morning,

 

i wondered if anyone has had this problem, i had changed my dorect debit details, and on 28th April it tried to take payment which for some reason failed, i called sky straight away, they said no need to worry we try again in 10 days and as long as that goes through, nothing you need to do at all, i also them received an email from them stating this too, 10 days go by and the direct debit comes out, goes through, all paid and well and i think nothing of it. 

next months payment goes out as normal again on 28th May, but now i have a notification that i have missed a payment to sky on my credit file ? Sky are saying its incorrect but no one know what to do! Has anyone had this issue and if so what have yoh done ? As its badly affecting my credit and we are buying a house this year so feeling pretty stressed for something thats incorrect.

 

thanks in advance for any help

 

Sam

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This message was authored by caesarome This message was authored by: caesarome

Re: Issue with missed payment and credit file

Posted by a Superuser, not a Sky employee. Find out more

Does your online bill show that your 28th April bill was paid:

 

https://www.sky.com/manage/bill/

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Sammm35
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This message was authored by Sammm35 This message was authored by: Sammm35

Re: Issue with missed payment and credit file

Yes all shows as paid, and when i first asked the customer services they said i hadnt missed any payments anyway, i completely understand it wasnt taken on 28th but i called and have their email so thought nothing of it.  

This message was authored by Mark39 This message was authored by: Mark39

Re: Issue with missed payment and credit file

Posted by a Superuser, not a Sky employee. Find out more

@Sammm35 speak to the credit reference agency and tell them that it's incorrect. I'm pretty certain theu have a duty and responsibility for making sure their records are correct. They should follow it up with Sky.

Sammm35
Topic Author
This message was authored by Sammm35 This message was authored by: Sammm35

Re: Issue with missed payment and credit file

Thank you, yes im going to write to experian and equifax tomorrow and try that too

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