Discussion topic: Refused due to background checks
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Message posted on 04 Jul 2024 01:02 PM
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Refused due to background checks
Despite having sky Tv and broadband, having a 999 credit file (I have a credit Experian account) and living at the same address for 3yrs.. I can't get a mobile phone contract with sky and they won't give me anymore information so I can check if any information they hold is correct and relates to me ? Apparently it's to do with background checks?? How do I complain or check their information?
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All Replies
Message posted on 04 Jul 2024 01:06 PM
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Re: Refused due to background checks
You cannot complain nor will they reveal their criteria.
The information used is in your credit file. More info here: https://www.sky.com/help/articles/credit-checks-sky-mobile
Message posted on 04 Jul 2024 01:11 PM
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Re: Refused due to background checks
@Michelle1900
Be aware that if you keep trying to order the device this could further impact your credit score. If you contact Sky they would be able to confirm that’s the reason your order was cancelled but not why you failed the credit check in the first place as they are not allowed to view your credit record.
Any upfront payment you’ve made should hopefully be refunded after about 14 days.
Sky customer since 2001
with: Sky Q | Sky Superfast Broadband | Sky Talk | Sky Mobile
NOTE: I only provide help on the forums and NOT via PM
Message posted on 04 Jul 2024 01:51 PM
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Re: Refused due to background checks
Hi Daniel2010
I wasn't refused due to my credit check as I know what my rating is as I have an Experian account which is 999... I was refused due to a further background check.... I believe they must hold incorrect information due to my circumstances (full time employed accountant, good salary, never had credit issues etc) was a previous sky customer for over 20 years with no problems regarding payments etc... the deal is a £6 monthly sim and £23 phone ! Very strange??
Message posted on 04 Jul 2024 01:58 PM
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Re: Refused due to background checks
Sky carry out a second more enhanced credit check which you may have failed. We are customers on here so can't provide any insight into what other background checks Sky may have carried out. They seem to have made their decision and will stick to it.
Sky customer since 2001
with: Sky Q | Sky Superfast Broadband | Sky Talk | Sky Mobile
NOTE: I only provide help on the forums and NOT via PM
Message posted on 04 Jul 2024 01:58 PM
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Re: Refused due to background checks
@Michelle1900 wrote:
I was refused due to a further background check
That doesn't sound right for me as any one applying for a device undergoes further background checks and it is only the results of these secondary checks that will decide if the order is progressed at or not and for whatever reason you didn't pass these additional checks.
If someone has helped you then please click on the LIKES button in their post.
If you need help please provide as much information as you can
Message posted on 04 Jul 2024 01:58 PM - last edited: 04 Jul 2024 02:01 PM
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Re: Refused due to background checks
@Michelle1900 just because you pass the first check (there are two ) doesn't mean you will get accepted, Any enhanced check is solely done on your credit file so sky must have seen something off concern
all you can do is check your Experian credit accounts for any inaccurate information around the information sky hold
for example address miss spelling etc
Message posted on 13 Sep 2024 04:46 PM
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Re: Refused due to background checks
This happened to me. I got a phone contract for my daughter and after 2 attempts it went through (jan 2022) I then tried a year later for myself. The credit check people they use (not Experian) can't remember the name I got in touch with them to ask why. Bearing in mind I've been a sky tv customer for 20 years and the phone contract of my daughters by thus point another year. After investigating it, my address basically doesn't come up on their system (lived here 10 years) it's a refurbished cottage and previously had a number now a name & they can't find it. So therefore the credit gets refused. So when this contract ends I'll take my business elsewhere as another 2 years later it still doesn't work!
Message posted on 13 Sep 2024 04:55 PM
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Re: Refused due to background checks
@Becca19771 wrote:So when this contract ends I'll take my business elsewhere as another 2 years later it still doesn't work!
You may have the same issue with any credit check with a different provider...
Message posted on 13 Sep 2024 05:08 PM
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Re: Refused due to background checks
I think there's something wrong. I have just ordered a new phone, my wife has as well.
We both got accepted, we both then got emails saying it's been cancelled. We then got an email saying the order is being checked. And on the website it's saying order is completed.
Message posted on 13 Sep 2024 05:08 PM
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Re: Refused due to background checks
Not had a problem with Vodaphone etc etc. no problem anywhere but sky mobile.Experian find me no problem checked my credit history after they refused me in 2022. I obviously went somewhere else for myself then. Just the contract I got for my daughter (same address) who was 13 at the time.
Message posted on 13 Sep 2024 05:10 PM
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Re: Refused due to background checks
@PaulPounder wrote:
We both got accepted, we both then got emails saying it's been cancelled. We then got an email saying the order is being checked. And on the website it's saying order is completed.
@PaulPounder
The emails confirming or cancelling the order sometimes arrive out of sequence. See this link for Skys guidance ~
https://www.sky.com/help/articles/credit-checks-sky-mobile
Be aware that if you keep trying to order the device this could further impact your credit score. If you contact Sky they would be able to confirm that’s the reason your order was cancelled but not why you failed the credit check in the first place as they are not allowed to view your credit record. You would have to sign up to a credit reference agency like Experian or Equifax, which would give you access to your credit record.
Any upfront payment you’ve made should hopefully be refunded after about 14 days.
Sky customer since 2001
with: Sky Q | Sky Superfast Broadband | Sky Talk | Sky Mobile
NOTE: I only provide help on the forums and NOT via PM
Message posted on 13 Sep 2024 05:13 PM
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Re: Refused due to background checks
I get that, but the website is showing Sky Mobile Device Delivery: Completed - Coming Soon
On both of our accounts.
I've also got a very good credit record both with Equifax and Experian.
Message posted on 13 Sep 2024 05:15 PM
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Re: Refused due to background checks
You will have to call Sky to clarify whether the order has been successful or not.
Sky customer since 2001
with: Sky Q | Sky Superfast Broadband | Sky Talk | Sky Mobile
NOTE: I only provide help on the forums and NOT via PM
Message posted on 13 Sep 2024 05:16 PM
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Re: Refused due to background checks
Think you are right - online chat has finished for the day as well 😞
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