This discussion topic has been answered Discussion topic: Direct debit failed credit report
- Subscribe to RSS Feed
- Mark Topic as New
- Mark Topic as Read
- Float this Topic for Current User
- Bookmark
- Subscribe
- Printer Friendly Page
Message posted on 08 Jul 2024 01:38 AM
- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Highlight
- Report post
My direct debit failed for my sky mobile and i know that they will attempt to take it again in 10 days however i just wanted to know whether it would show up as a late payment on my credit file? Or does it only show up if it fails again after the 10 days?
Best Answers
Message posted on 08 Jul 2024 03:11 PM
- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Highlight
- Report post
Previous posts indicate that it's posted as 'late' when payment on the due date fails (regardless of whether or not it's paid on the second attempt.That would be correct, as clearly the payment is late if it's not paid on the date it should be.
- Subscribe to RSS Feed
- Mark Topic as New
- Mark Topic as Read
- Float this Topic for Current User
- Bookmark
- Subscribe
- Printer Friendly Page
All Replies
Message posted on 08 Jul 2024 03:05 PM
- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Highlight
- Report post
Re: Direct debit failed credit report
I'm not sure to be honest. The Experian website advises that some companies take late payments into account when calculating your credit score. This is because overdue payments can suggest you’re struggling to manage your finances.
https://www.experian.co.uk/consumer/guides/late-payments.html
Your other two threads have been removed.
Sky customer since 2001
with: Sky Q | Sky Superfast Broadband | Sky Talk | Sky Mobile
NOTE: I only provide help on the forums and NOT via PM
Message posted on 08 Jul 2024 03:11 PM
- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Highlight
- Report post
Previous posts indicate that it's posted as 'late' when payment on the due date fails (regardless of whether or not it's paid on the second attempt.That would be correct, as clearly the payment is late if it's not paid on the date it should be.
Message posted on 08 Jul 2024 03:15 PM
- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Highlight
- Report post
Re: Direct debit failed credit report
I was only curious cause this exact situation has happened once before with a family friend and it wasn't shown as a missed/late payment so wasn't sure if it had changed since then
thanks though
- Subscribe to RSS Feed
- Mark Topic as New
- Mark Topic as Read
- Float this Topic for Current User
- Bookmark
- Subscribe
- Printer Friendly Page