Discussion topic: Sky declining credit check for no reason
- Subscribe to RSS Feed
- Mark Topic as New
- Mark Topic as Read
- Float this Topic for Current User
- Bookmark
- Subscribe
- Printer Friendly Page
- Subscribe to RSS Feed
- Mark Topic as New
- Mark Topic as Read
- Float this Topic for Current User
- Bookmark
- Subscribe
- Printer Friendly Page
Message posted on 21 Jun 2025 11:24 AM
- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Highlight
- Report post
Re: Sky declining credit check for no reason
I think that misses the point, it makes a huge difference, they are happy to talk £xxx a month and put that up
but whatever their system us it's wrong
ignoring not needing a nanny state check, , I would get it if there was an issue but perfect score means no credit risks. Great track record with Sky etc there's no risk factor. But what I think, like the original poster, is it's their system. An address error or in spelling mistake and your penalised
their loss as I've already gone to another provider and am about to cancel all Sky so they get no more money
plus I bought what they would sell me
It's also bad they jump straight to hard credit searches
Message posted on 21 Jun 2025 01:08 PM
- Mark as New
- Bookmark
- Subscribe
- Subscribe to RSS Feed
- Highlight
- Report post
Re: Sky declining credit check for no reason
@Mishro wrote:I think that misses the point, it makes a huge difference, they are happy to talk £xxx a month and put that up
but whatever their system us it's wrong
ignoring not needing a nanny state check, , I would get it if there was an issue but perfect score means no credit risks. Great track record with Sky etc there's no risk factor. But what I think, like the original poster, is it's their system. An address error or in spelling mistake and your penalised
their loss as I've already gone to another provider and am about to cancel all Sky so they get no more money
plus I bought what they would sell me
It's also bad they jump straight to hard credit searches
@Mishro There is no such status as "No credit risk" , your credit score isn't the only factor taken in to account when lenders make a decision, they look at the amount of open credit accounts on your file and if that number exceeds their acceptance criteria you will be declined, regardless of whether you can afford it.
If you have entered any details wrongly then that's on you, its not the fault of Sky or their system, they reject when errors are made to prevent fraud(all providers that offer any credit will do the same).
- Subscribe to RSS Feed
- Mark Topic as New
- Mark Topic as Read
- Float this Topic for Current User
- Bookmark
- Subscribe
- Printer Friendly Page