@Jee99 wrote:
What a load of rude and inconsiderate people! I should not have to justify a personal decision but I will. I have several good reasons why I pay manually.
1) I have a brain injury (never get thrown down a escalator it really messes with your head) and as such my memory is not the best. I tend to forget I have bills coming out at DD and spend the money.
2) I have a pensiuon which is paid every 4 weeks and the payment date can be as much as three weeks away when the dd is due (see the above reasoning)
3) I am old school and find I have greater control of my money if I pay manually than by direct debit and I can be assured the payment is made on time or before time so as not to cause financial difficulties.
4) I do make payments by DD when my pension and the payment dates align.
Not every body is comfortable with the electronic world we live in and some of us find we have problems controlling out finances.
A little care thought and consideration would be advisable from you all in the future. Just because you can cope in this world doesn't mean all of us can.
OK I understand your position however Sky insists that you have a direct debit or continuous card payment set up.
i f you continue to make manual payments depending on when you make the payment half time it going to be luck that it will be for the date start there payment proses and take payment again and you manual payment get out in your next months bill.
if you have trouble remembering what bill need paying on various dates, why not get a second bank account, and when you get you pension instead of making manual payments depending work out how much of money needs to go for paying bills like Sky and transfer that mint in the second account and don't touch it and therefore you won't have to rember the exact date Sky take there payment it will be in that account waiting for Sky to take it.
i am sure if you spoke to your bank and explained your circumstances that would be no problem you having second back account for that purpose. And it quite easy to change the bank account that Sky take your payment either you can do it on line or simple call to Sky would do it
Another way that might help when a direct debit is due, is I know as put you are old school and may not be up on modern technology but I have my bank app on my phone and tablet. And a service my bank do at no charge is if I go in to my account on the app, which I do eveyday while having my morning cup of tea so what has gone and out, it also tells me if there is any direct debit payment going out the next day and it also tells when I pension is being paid the next day as well. So if I have forgotten that a payment is due I am told a day in advance giving me time to transfer enough funds to cover the amount due. Maybe your bank might have that facility.
