Upfront payment

[Daniel138]

Hi, I'm a sky tv customer and want to get a new phone. Is it possible to pay a larger upfront cost for a phone to reduce my monthly bill?

Thanks!

[63johnw]

Hi @Daniel138  no it's not. Any extra payments go towards reducing the term of the contract, not the monthly payments. 

[caesarome]

@Daniel138 

Taken from here:

https://www.sky.com/help/articles/make-a-payment-credit-agreement-payment

Any extra payments you make will go towards paying off your final monthly instalments first. This means, the credit agreement repayment furthest in the future, not necessarily next month’s instalment.

For example, if you've got 6 months left of a 36-month agreement, the payment will go towards the 36th repayment, then the 35th repayment and so on, not the 30th repayment.

[Daniel138]

Hi, 

thanks for this. Might be a silly question but what happens if you're in a 24month contract but you have over paid for the final 4 months. Do I still have the data texts and calls or has that finished as well. I guess what I'm asking is, is the overpayment just paying for the phone or for the plan as well? 

thanks 🙂

[63johnw]

Hi @Daniel138  just the phone, the sim plan is separate.