Mould issues covered in building insurance

[ShameemFathima]

Hi,

Will sky protect home insurance will take care of mould problems at home? the ceiling needs to be scraped off and a mould paint has to be used to get it fixed. Can this be claimed in the insurance?

Thanks

Shameem

[TimmyBGood · Accepted solution]

@ShameemFathima 

I'd refer you to the pinned post at the top of the forum:

Insurance query?

Please contact the Sky Protect team with any insurance specific queries as we are unable to discuss them on this forum. You can find useful information about the insurance product in our FAQs, as well as the contact number under 'Still need help' at the bottom of this page- FAQs.

[TimmyBGood]

@ShameemFathima 

There's a variety of non-specific information available online: for example this -

Standard home insurance does not typically cover the cost of treating mould, particularly mould caused by damp or improper maintenance. However, there may be some cases where the treatment of mould is covered by your home insurance if it’s related to an insured event, like flooding or a burst pipe. This will depend on your specific policy, so it’s important that you read your policy documents carefully and consult your insurance provider if you have any questions about your cover.

https://www.moneysupermarket.com/home-insurance/damp-and-mould/ 

[ShameemFathima]

Thanks so much for responding back. Yes, I checked with Sky as well and got a negative answer.

Thanks

Shameem