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Discussion topic: Covering student accommodation on existing policy?

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This message was authored by: Supermum

Covering student accommodation on existing policy?

Is there the option to insure Uni accommodation/belongings through sky protect by adding on our existing home policy rather than sourcing another provider? 

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This message was authored by: TimmyBGood

Re: Covering student accommodation on existing policy?

Posted by a Superuser, not a Sky employee. Find out more

@Supermum 

 

I'd advise you to review the policy document or seek advice from the Protect helpline.

 

https://www.sky.com/protect/policy-documents/smart-home-insurance 

 

The Sky Protect Smart Home Insurance - Policy Wording says (p16)

 

Extra covers (included automatically)


17. Temporary removal – we will pay up to £5,000 for loss of or damage to family contents while temporarily removed from your home to within the United Kingdom, the Isle of Man or the Channel Islands caused by:


• events 1, 2, 4, 5 and 7 to 10;
• theft from:
– a deposit box in a bank;
– a building where you or your family work;
– a house or flat where you or your family are temporarily living;
– any other building, including student accommodation where a member of your family is in full time education at college or university, as long as violence and force are used to break into or out of the building.

 

Note that in my opinion (IANAL) that's a pretty restrictive caveat.

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