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Discussion topic: Late payment - credit score

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This message was authored by Sophielouisex This message was authored by: Sophielouisex

Late payment - credit score

If sky attempt to take a payment for mobile services and were unable to due lack of funds, and they say they will retry again in a few days and the money is there. Will it affect credit scores or go down as a late payment? 

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This message was authored by caesarome This message was authored by: caesarome

Re: Late payment - credit score

Posted by a Superuser, not a Sky employee. Find out more

If a direct debit fails they will try again 10 days later so don't make any payments yourself as it will not stop Sky from trying again to take the payment so if the funds are then available you will have no issues.

 

As it is a missed payment then it might appear on your credit record.

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