13 Aug 2024 11:56 AM
Am trying to buy a laptop but the credit check is unsuccessful but am already bought a 15pro max From sky than why it shows unsuccessful
13 Aug 2024 01:32 PM - last edited: 13 Aug 2024 01:33 PM
Posted by a Superuser, not a Sky employee. Find out more
Part of the check is based on existing commitments (an 'affordability' rating): the more you've already borrowed the less likely you may be in succeeding with additional concurrent applications for credit.
13 Aug 2024 01:49 PM
Posted by a Superuser, not a Sky employee. Find out moreThe fact you have already purchased something via Sky doesn't come into it.
If you have failed the credit check then this will be something you need to look into yourself. You could sign up on a free months trial at somewhere like Experian which will give you access to your credit record. If you do this remember to cancel before the free month finishes.
13 Aug 2024 01:59 PM
Posted by a Superuser, not a Sky employee. Find out moreAnd in addition to the above any upfront payment you’ve made should hopefully be refunded after about 14 days.
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