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    <title>topic Re: Speaking to an advisor in Account &amp; Billing</title>
    <link>https://helpforum.sky.com/t5/Account-Billing/Speaking-to-an-advisor/m-p/5135458#M273319</link>
    <description>&lt;P&gt;I don't want the services reinstated, I am currently homeless staying on friends and at my brothers places.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;option a - give me a month or two to find a new job and get paying&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;option b - sky sell the debt to a partner for profit and ruin my credit status during a time I am already struggling.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i guess sky prefer option b?&lt;/P&gt;</description>
    <pubDate>Fri, 07 Nov 2025 15:33:57 GMT</pubDate>
    <dc:creator>Murray8London</dc:creator>
    <dc:date>2025-11-07T15:33:57Z</dc:date>
    <item>
      <title>Speaking to an advisor</title>
      <link>https://helpforum.sky.com/t5/Account-Billing/Speaking-to-an-advisor/m-p/5135431#M273315</link>
      <description>&lt;P&gt;Hiya,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have been through a bad run of luck, lost my job and two weeks later my Dad died, then I lost my flat as I couldn't cover the rent.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;drowning in bills and currently struggling to eat, I have tried to call sky to explain my situation, however, they have a disgusting automated process which means I cannot speak to someone without the bill being paid in full first.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i am not going to pay this bill and go hungry and need to speak to them to explain my situation.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;is this a case in of me accepting sky would rather just take me to court as they have that process pre defined and more profitable than compassionately hearing my side and finding a solution?&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 07 Nov 2025 14:56:00 GMT</pubDate>
      <guid>https://helpforum.sky.com/t5/Account-Billing/Speaking-to-an-advisor/m-p/5135431#M273315</guid>
      <dc:creator>Murray8London</dc:creator>
      <dc:date>2025-11-07T14:56:00Z</dc:date>
    </item>
    <item>
      <title>Re: Speaking to an advisor</title>
      <link>https://helpforum.sky.com/t5/Account-Billing/Speaking-to-an-advisor/m-p/5135433#M273316</link>
      <description>&lt;P&gt;&lt;a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/4528386"&gt;@Murray8London&lt;/a&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;Sorry to hear of your predicament. Unfortunately&amp;nbsp;Sky won’t reinstate services until you’ve paid what they believe you owe (regardless of any individual circumstances) &lt;STRONG&gt;and&lt;/STRONG&gt; you’ve also set up a new continuous payment method.&lt;BR /&gt;&lt;BR /&gt;Until you’ve done this any calls to Sky will only prompt you to make a full payment. &lt;BR /&gt;&lt;BR /&gt;If your payment is two or more weeks overdue you will have to pay the next bill as well and if you’re in arrears for 56+ days Sky can fully terminate your subscription (but you’ll still owe the arrears). If this is part of a credit agreement purchase (mobile or Sky Glass for example) non payment can see the credit agreement cancelled at which point the full amount becomes due in one payment . &lt;BR /&gt;&lt;BR /&gt;Restrictions of services are automatic and are only applied due to a missed payment/s. Skys agents can’t override the process even if you’re told otherwise. Sky don't allow payment plans on overdue live accounts, nor will they consider promises to pay on or by a certain date. &lt;BR /&gt;&lt;BR /&gt;Once your full payment has cleared and is in Sky’s account your services should be reinstated, but this may not be instant. Any payment you make over a weekend or on a Bank Holiday won’t be processed until the following week. &lt;BR /&gt;&lt;BR /&gt;You should be able to pay the bill and set up your direct debit via the MySky app or online using this link &lt;BR /&gt;&lt;A href="https://www.sky.com/manage/bill/" target="_blank"&gt;https://www.sky.com/manage/bill/&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 07 Nov 2025 14:59:07 GMT</pubDate>
      <guid>https://helpforum.sky.com/t5/Account-Billing/Speaking-to-an-advisor/m-p/5135433#M273316</guid>
      <dc:creator>Daniel0210</dc:creator>
      <dc:date>2025-11-07T14:59:07Z</dc:date>
    </item>
    <item>
      <title>Re: Speaking to an advisor</title>
      <link>https://helpforum.sky.com/t5/Account-Billing/Speaking-to-an-advisor/m-p/5135458#M273319</link>
      <description>&lt;P&gt;I don't want the services reinstated, I am currently homeless staying on friends and at my brothers places.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;option a - give me a month or two to find a new job and get paying&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;option b - sky sell the debt to a partner for profit and ruin my credit status during a time I am already struggling.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i guess sky prefer option b?&lt;/P&gt;</description>
      <pubDate>Fri, 07 Nov 2025 15:33:57 GMT</pubDate>
      <guid>https://helpforum.sky.com/t5/Account-Billing/Speaking-to-an-advisor/m-p/5135458#M273319</guid>
      <dc:creator>Murray8London</dc:creator>
      <dc:date>2025-11-07T15:33:57Z</dc:date>
    </item>
    <item>
      <title>Re: Speaking to an advisor</title>
      <link>https://helpforum.sky.com/t5/Account-Billing/Speaking-to-an-advisor/m-p/5135467#M273323</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/4528386"&gt;@Murray8London&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;
&lt;P&gt;I don't want the services reinstated, I am currently homeless staying on friends and at my brothers places.&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;option a - give me a month or two to find a new job and get paying&amp;nbsp;&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;that's not going to happen unfortunately as per the mention of services being restricted for 56+ days above.&lt;/STRONG&gt;&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;option b - sky sell the debt to a partner for profit and ruin my credit status during a time I am already struggling.&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;i guess sky prefer option b?&lt;/P&gt;
&lt;P&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;&lt;STRONG&gt;it's not a case of Sky preferring that outcome. If the non payment continues late payment fees will be added and eventually the matter will be passed to a debt recovery company which you're correct in assuming that your credit score will be affected.&lt;/STRONG&gt;&lt;/P&gt;
&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;
&lt;P&gt;By the way…&amp;nbsp;You aren’t communicating with Sky by posting on here. This is a &lt;STRONG&gt;customer &lt;span class="lia-unicode-emoji" title=":right_arrow:"&gt;➡️&lt;/span&gt; customer&lt;/STRONG&gt; discussion forum where we try to help other Sky customers. &lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 07 Nov 2025 15:43:57 GMT</pubDate>
      <guid>https://helpforum.sky.com/t5/Account-Billing/Speaking-to-an-advisor/m-p/5135467#M273323</guid>
      <dc:creator>Daniel0210</dc:creator>
      <dc:date>2025-11-07T15:43:57Z</dc:date>
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