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    <title>topic Re: Sky loan, in Account &amp; Billing</title>
    <link>https://helpforum.sky.com/t5/Account-Billing/Sky-loan/m-p/5034191#M261299</link>
    <description>&lt;P&gt;&lt;a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/4097593"&gt;@Ross241&lt;/a&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;What's your question? Sky don't do 'financial loans'.&lt;/P&gt;
&lt;P&gt;&lt;BR /&gt;If your services are not yet restricted the following process applies… &lt;BR /&gt;&lt;BR /&gt;&lt;span class="lia-unicode-emoji" title=":small_blue_diamond:"&gt;🔹&lt;/span&gt;If you have a &lt;STRONG&gt;Direct Debit &lt;/STRONG&gt;set up and the payment fails on the normal payment date Sky will automatically attempt it again 10 calendar days later (so DO NOT be tempted to make a manual payment in this period). &lt;BR /&gt;&lt;BR /&gt;After 10 days, if that second attempt also fails Sky may send a text and/or email notifying you that your payment has failed again and you then have a day or two at best before they restrict your services. &lt;BR /&gt;&lt;BR /&gt;&lt;span class="lia-unicode-emoji" title=":small_blue_diamond:"&gt;🔹&lt;/span&gt;If you have a &lt;STRONG&gt;Continuous Card &lt;/STRONG&gt;payment method set up, if the payment fails Sky send the text/email notification about the failed payment and you usually have at best 2/3 days before being restricted. There is no grace period and I believe only 1 attempt is made for a card payment, so if this has failed, you will need to pay manually and then reset the payment method for next month. &lt;BR /&gt;&lt;BR /&gt;&lt;STRONG&gt;Restrictions are an automated process and we’ve been told Customer Service agents can’t stop it… even if you’re told otherwise on the phone. Sky don’t allow payment plans (except on a legitimately closed account) or a promise to pay on or by a certain date. &lt;/STRONG&gt; &lt;BR /&gt;&lt;BR /&gt;This link may also provide some advice &lt;BR /&gt;&lt;A href="https://www.sky.com/help/articles/cost-of-living-support" target="_blank"&gt;https://www.sky.com/help/articles/cost-of-living-support&lt;/A&gt; &lt;BR /&gt;&lt;BR /&gt;If you are behind with Stream or Glass payments also see the information on this link:&lt;BR /&gt;&lt;A href="https://www.sky.com/help/articles/missed-payments-sky-glass" target="_blank"&gt;https://www.sky.com/help/articles/missed-payments-sky-glass&lt;/A&gt;&lt;/P&gt;</description>
    <pubDate>Sat, 12 Jul 2025 09:38:49 GMT</pubDate>
    <dc:creator>Daniel0210</dc:creator>
    <dc:date>2025-07-12T09:38:49Z</dc:date>
    <item>
      <title>Sky loan,</title>
      <link>https://helpforum.sky.com/t5/Account-Billing/Sky-loan/m-p/5034190#M261298</link>
      <description>Help with repaying my bills</description>
      <pubDate>Sat, 12 Jul 2025 09:35:55 GMT</pubDate>
      <guid>https://helpforum.sky.com/t5/Account-Billing/Sky-loan/m-p/5034190#M261298</guid>
      <dc:creator>Ross241</dc:creator>
      <dc:date>2025-07-12T09:35:55Z</dc:date>
    </item>
    <item>
      <title>Re: Sky loan,</title>
      <link>https://helpforum.sky.com/t5/Account-Billing/Sky-loan/m-p/5034191#M261299</link>
      <description>&lt;P&gt;&lt;a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/4097593"&gt;@Ross241&lt;/a&gt;&amp;nbsp;&lt;/P&gt;
&lt;P&gt;What's your question? Sky don't do 'financial loans'.&lt;/P&gt;
&lt;P&gt;&lt;BR /&gt;If your services are not yet restricted the following process applies… &lt;BR /&gt;&lt;BR /&gt;&lt;span class="lia-unicode-emoji" title=":small_blue_diamond:"&gt;🔹&lt;/span&gt;If you have a &lt;STRONG&gt;Direct Debit &lt;/STRONG&gt;set up and the payment fails on the normal payment date Sky will automatically attempt it again 10 calendar days later (so DO NOT be tempted to make a manual payment in this period). &lt;BR /&gt;&lt;BR /&gt;After 10 days, if that second attempt also fails Sky may send a text and/or email notifying you that your payment has failed again and you then have a day or two at best before they restrict your services. &lt;BR /&gt;&lt;BR /&gt;&lt;span class="lia-unicode-emoji" title=":small_blue_diamond:"&gt;🔹&lt;/span&gt;If you have a &lt;STRONG&gt;Continuous Card &lt;/STRONG&gt;payment method set up, if the payment fails Sky send the text/email notification about the failed payment and you usually have at best 2/3 days before being restricted. There is no grace period and I believe only 1 attempt is made for a card payment, so if this has failed, you will need to pay manually and then reset the payment method for next month. &lt;BR /&gt;&lt;BR /&gt;&lt;STRONG&gt;Restrictions are an automated process and we’ve been told Customer Service agents can’t stop it… even if you’re told otherwise on the phone. Sky don’t allow payment plans (except on a legitimately closed account) or a promise to pay on or by a certain date. &lt;/STRONG&gt; &lt;BR /&gt;&lt;BR /&gt;This link may also provide some advice &lt;BR /&gt;&lt;A href="https://www.sky.com/help/articles/cost-of-living-support" target="_blank"&gt;https://www.sky.com/help/articles/cost-of-living-support&lt;/A&gt; &lt;BR /&gt;&lt;BR /&gt;If you are behind with Stream or Glass payments also see the information on this link:&lt;BR /&gt;&lt;A href="https://www.sky.com/help/articles/missed-payments-sky-glass" target="_blank"&gt;https://www.sky.com/help/articles/missed-payments-sky-glass&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 12 Jul 2025 09:38:49 GMT</pubDate>
      <guid>https://helpforum.sky.com/t5/Account-Billing/Sky-loan/m-p/5034191#M261299</guid>
      <dc:creator>Daniel0210</dc:creator>
      <dc:date>2025-07-12T09:38:49Z</dc:date>
    </item>
    <item>
      <title>Re: Sky loan,</title>
      <link>https://helpforum.sky.com/t5/Account-Billing/Sky-loan/m-p/5034192#M261300</link>
      <description>&lt;P&gt;See here for Sky's payment holiday scheme, and which services it's available for:&amp;nbsp;&lt;A href="https://www.sky.com/help/articles/sky-payment-holiday" target="_blank"&gt;https://www.sky.com/help/articles/sky-payment-holiday&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 12 Jul 2025 09:38:32 GMT</pubDate>
      <guid>https://helpforum.sky.com/t5/Account-Billing/Sky-loan/m-p/5034192#M261300</guid>
      <dc:creator>Mark39</dc:creator>
      <dc:date>2025-07-12T09:38:32Z</dc:date>
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