https://helpforum.sky.com/t5/Sky-Mobile/Phone-swap/m-p/5263842#M291177 <P>Hi&nbsp;<a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/3307283">@Q441eyr</a>&nbsp; when you swap the credit pays the balance of the swapped phone you have sent back. It doesn't pay off you monthly bills. If the swap value doesn't cover the balance of what's owed then the difference is added to your next bill.&nbsp;</P> Tue, 28 Apr 2026 12:57:56 GMT 63johnw 2026-04-28T12:57:56Z https://helpforum.sky.com/t5/Sky-Mobile/Phone-swap/m-p/5263836#M291173 <P>when I swap my phone would the credit I get back be taken off of my phone bill each month until I need to pay again</P> Tue, 28 Apr 2026 12:53:03 GMT https://helpforum.sky.com/t5/Sky-Mobile/Phone-swap/m-p/5263836#M291173 Q441eyr 2026-04-28T12:53:03Z https://helpforum.sky.com/t5/Sky-Mobile/Phone-swap/m-p/5263840#M291175 <P><a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/3307283">@Q441eyr</a>&nbsp;</P> <P>If you swap your phone and there is amount owing to you then it will be applied to your account as a credit and will be used against your bills until all the credit has been used.</P> Tue, 28 Apr 2026 12:57:15 GMT https://helpforum.sky.com/t5/Sky-Mobile/Phone-swap/m-p/5263840#M291175 caesarome 2026-04-28T12:57:15Z https://helpforum.sky.com/t5/Sky-Mobile/Phone-swap/m-p/5263842#M291177 <P>Hi&nbsp;<a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/3307283">@Q441eyr</a>&nbsp; when you swap the credit pays the balance of the swapped phone you have sent back. It doesn't pay off you monthly bills. If the swap value doesn't cover the balance of what's owed then the difference is added to your next bill.&nbsp;</P> Tue, 28 Apr 2026 12:57:56 GMT https://helpforum.sky.com/t5/Sky-Mobile/Phone-swap/m-p/5263842#M291177 63johnw 2026-04-28T12:57:56Z