https://helpforum.sky.com/t5/Sky-Mobile/Mobile-phone/m-p/5211265#M285320 <P><a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/2546671">@funny32</a>&nbsp;</P> <P>That is correct, once the credit agreement has been paid&nbsp;off in full then the phone belongs to you so it can not be returned to Sky as part of a swap or upgrade.</P> Thu, 12 Feb 2026 20:14:12 GMT caesarome 2026-02-12T20:14:12Z https://helpforum.sky.com/t5/Sky-Mobile/Mobile-phone/m-p/5211255#M285316 Do you own the phone after the contract Thu, 12 Feb 2026 20:06:00 GMT https://helpforum.sky.com/t5/Sky-Mobile/Mobile-phone/m-p/5211255#M285316 funny32 2026-02-12T20:06:00Z https://helpforum.sky.com/t5/Sky-Mobile/Mobile-phone/m-p/5211265#M285320 <P><a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/2546671">@funny32</a>&nbsp;</P> <P>That is correct, once the credit agreement has been paid&nbsp;off in full then the phone belongs to you so it can not be returned to Sky as part of a swap or upgrade.</P> Thu, 12 Feb 2026 20:14:12 GMT https://helpforum.sky.com/t5/Sky-Mobile/Mobile-phone/m-p/5211265#M285320 caesarome 2026-02-12T20:14:12Z