https://helpforum.sky.com/t5/Sky-Mobile/Help/m-p/5180568#M281287 <P>Hi&nbsp;<a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/4578408">@Lianna3</a>&nbsp; swap 24 is a 36 month contract but at 24 months you can upgrade and send your phone back to pay the final 12 months or keep paying for the next 12 months and you keep the phone with nothing left to pay.&nbsp;</P> Fri, 02 Jan 2026 20:50:24 GMT 63johnw 2026-01-02T20:50:24Z https://helpforum.sky.com/t5/Sky-Mobile/Help/m-p/5180561#M281286 <P>I have finished my 2 year contract and still paying for the device any one know why &nbsp;? Communication is awful with sky&nbsp;</P> Fri, 02 Jan 2026 20:34:53 GMT https://helpforum.sky.com/t5/Sky-Mobile/Help/m-p/5180561#M281286 Lianna3 2026-01-02T20:34:53Z https://helpforum.sky.com/t5/Sky-Mobile/Help/m-p/5180568#M281287 <P>Hi&nbsp;<a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/4578408">@Lianna3</a>&nbsp; swap 24 is a 36 month contract but at 24 months you can upgrade and send your phone back to pay the final 12 months or keep paying for the next 12 months and you keep the phone with nothing left to pay.&nbsp;</P> Fri, 02 Jan 2026 20:50:24 GMT https://helpforum.sky.com/t5/Sky-Mobile/Help/m-p/5180568#M281287 63johnw 2026-01-02T20:50:24Z