https://helpforum.sky.com/t5/Sky-Mobile/New-Mobile-phone/m-p/5146489#M275544 <P><a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/4540514">@ClaireB05</a>&nbsp;</P> <P>You make any payments you want, when you want once you have purchased the phone. It might not necessarily&nbsp;bring your monthly costs down as you can read here:</P> <P>&nbsp;</P> <P><A href="https://www.sky.com/help/articles/make-a-payment-credit-agreement-payment" target="_blank">https://www.sky.com/help/articles/make-a-payment-credit-agreement-payment</A></P> <P>&nbsp;</P> <P>Any extra payments you make will go towards paying off your final monthly instalments first. This means, the credit agreement repayment furthest in the future, not necessarily next month’s instalment.</P> <P>&nbsp;</P> <P>For example, if you've got 6 months left of a 36-month agreement, the payment will go towards the 36th repayment, then the 35th repayment and so on, not the 30th repayment.</P> Thu, 20 Nov 2025 10:17:30 GMT caesarome 2025-11-20T10:17:30Z https://helpforum.sky.com/t5/Sky-Mobile/New-Mobile-phone/m-p/5146487#M275542 <P>Looking to get a new mobile phone for my son, am I able to pay a higher upfront cost to bring the monthly cost down ?</P><P>&nbsp;</P> Thu, 20 Nov 2025 10:12:29 GMT https://helpforum.sky.com/t5/Sky-Mobile/New-Mobile-phone/m-p/5146487#M275542 ClaireB05 2025-11-20T10:12:29Z https://helpforum.sky.com/t5/Sky-Mobile/New-Mobile-phone/m-p/5146489#M275544 <P><a href="https://helpforum.sky.com/t5/user/viewprofilepage/user-id/4540514">@ClaireB05</a>&nbsp;</P> <P>You make any payments you want, when you want once you have purchased the phone. It might not necessarily&nbsp;bring your monthly costs down as you can read here:</P> <P>&nbsp;</P> <P><A href="https://www.sky.com/help/articles/make-a-payment-credit-agreement-payment" target="_blank">https://www.sky.com/help/articles/make-a-payment-credit-agreement-payment</A></P> <P>&nbsp;</P> <P>Any extra payments you make will go towards paying off your final monthly instalments first. This means, the credit agreement repayment furthest in the future, not necessarily next month’s instalment.</P> <P>&nbsp;</P> <P>For example, if you've got 6 months left of a 36-month agreement, the payment will go towards the 36th repayment, then the 35th repayment and so on, not the 30th repayment.</P> Thu, 20 Nov 2025 10:17:30 GMT https://helpforum.sky.com/t5/Sky-Mobile/New-Mobile-phone/m-p/5146489#M275544 caesarome 2025-11-20T10:17:30Z