topic Re: Upfront payment in Sky Mobile

Upfront payment

Daniel138 — Mon, 06 Jan 2025 11:15:27 GMT

Hi, I'm a sky tv customer and want to get a new phone. Is it possible to pay a larger upfront cost for a phone to reduce my monthly bill?

Thanks!

Re: Upfront payment

63johnw — Mon, 06 Jan 2025 11:37:18 GMT

Hi @Daniel138 no it's not. Any extra payments go towards reducing the term of the contract, not the monthly payments.

Re: Upfront payment

caesarome — Mon, 06 Jan 2025 13:08:45 GMT

@Daniel138

Taken from here:

https://www.sky.com/help/articles/make-a-payment-credit-agreement-payment

Any extra payments you make will go towards paying off your final monthly instalments first. This means, the credit agreement repayment furthest in the future, not necessarily next monthâ€™s instalment.

For example, if you've got 6 months left of a 36-month agreement, the payment will go towards the 36th repayment, then the 35th repayment and so on, not the 30th repayment.

Re: Upfront payment

Daniel138 — Tue, 14 Jan 2025 14:27:55 GMT

Hi,

thanks for this. Might be a silly question but what happens if you're in a 24month contract but you have over paid for the final 4 months. Do I still have the data texts and calls or has that finished as well. I guess what I'm asking is, is the overpayment just paying for the phone or for the plan as well?

thanks 🙂

Re: Upfront payment

63johnw — Tue, 14 Jan 2025 15:00:46 GMT

Hi @Daniel138 just the phone, the sim plan is separate.