Covering student accommodation on existing policy?

Supermum — Sat, 26 Aug 2023 18:43:36 GMT

Is there the option to insure Uni accommodation/belongings through sky protect by adding on our existing home policy rather than sourcing another provider?

Re: Covering student accommodation on existing policy?

TimmyBGood — Tue, 29 Aug 2023 10:07:23 GMT

@Supermum

I'd advise you to review the policy document or seek advice from the Protect helpline.

https://www.sky.com/protect/policy-documents/smart-home-insurance

The Sky Protect Smart Home Insurance - Policy Wording says (p16)

Extra covers (included automatically)

17. Temporary removal – we will pay up to £5,000 for loss of or damage to family contents while temporarily removed from your home to within the United Kingdom, the Isle of Man or the Channel Islands caused by:

• events 1, 2, 4, 5 and 7 to 10;
• theft from:
– a deposit box in a bank;
– a building where you or your family work;
– a house or flat where you or your family are temporarily living;
– any other building, including student accommodation where a member of your family is in full time education at college or university, as long as violence and force are used to break into or out of the building.

Note that in my opinion (IANAL) that's a pretty restrictive caveat.

topic Covering student accommodation on existing policy? in Sky Protect & Smart Home

Covering student accommodation on existing policy?

Re: Covering student accommodation on existing policy?